Private investments you can fund with cash, a self-directed retirement account or a 1031 exchange. Each one is built to keep more of what it earns.
See if you qualifyUse the money you have, in the form you have it. Each one carries its own tax advantage.
Own the investment in your own name or business. Energy equipment adds a federal tax credit and first-year depreciation. Real estate bought with cash can later roll into the next property through a 1031, deferring the gain.
Your Return credits and write-offs come to youMove a traditional IRA or former employer 401(k) into a self-directed IRA (SDIRA). We can also help you convert to a Roth, where growth can be tax-free.
Tax-Free growth inside a RothSold a property? Roll the proceeds into qualifying real estate and defer the capital gains tax. Later, roll again into the next one.
Deferred capital gains taxA traditional IRA or 401(k) usually holds only stocks, bonds and funds. A self-directed IRA (SDIRA) can hold private investments, including real estate. We help you make the move.
Your self-directed IRA is opened with an independent, licensed custodian and held in your name.
Transfer an existing IRA, or roll over a 401(k) from a former employer. Done directly, the move is not taxed.
Direct the account into private investments such as real estate, after reviewing each one’s documents.
Growth stays tax-deferred in a traditional self-directed IRA, or can be tax-free in a self-directed Roth IRA.
Your retirement money stays in a retirement account, with the same tax treatment. You simply gain the choice of what it invests in.
Real assets that produce income, matched to the way you fund them.
In a current program, the tax benefits and first-year income return more than the full purchase price. Then the income continues, and the equipment can be sold at the end.
Fund withCashEstablished real estate investments. Fund them with cash, a self-directed account or a 1031 exchange, and roll into the next property later with another 1031.
Fund withCash · IRA or Roth · 1031A fund built for money you convert to a Roth, so the growth can be tax-free. Ask to join the interest list on our call.
Fund withRoth or IRASpecific opportunities are reviewed with you on our call. Each is offered only through its own documents to investors who qualify.
Pay tax once on the conversion. After that, growth and qualified withdrawals are tax-free. We help you through every step.
Move money from a traditional IRA or 401(k) into a Roth IRA, all at once or over several years.
The converted amount is taxed that year. Energy tax credits and depreciation from equipment you own can help offset it.
A self-directed Roth can hold real estate and private investments, with no required withdrawals in your lifetime.
Sell an investment property and keep the full proceeds working. The capital gains tax is deferred, not paid.
A qualified intermediary holds the proceeds, so you never take possession of the cash.
Identify replacement real estate within 45 days and close within 180 days of the sale.
The gain stays deferred, and the next sale can roll into the next property the same way.
We work alongside your CPA, attorney and financial advisor, never instead of them. They confirm every move fits before you make it.
Five steps, with your advisors in the loop from the first one.
30 minutes on your goals, your timing and how you want to fund it.
Confirm the tax picture, including any conversion or 1031 timing.
Open a self-directed account or line up your 1031 intermediary, if needed.
Review the specific opportunity and its documents.
Fund with cash, your account or your exchange proceeds.
Tell us how you would like to invest and we will show you what fits, alongside your advisors.
One conversation to see which investments and funding options fit you.
No. You can invest with cash, with a self-directed retirement account, or with proceeds from a 1031 exchange. Some investments accept all three.
No. An IRA does not pay tax, so it cannot use the tax credit. Energy equipment is owned directly, in your own name or business.
No. A 1031 exchange must roll into qualifying real estate. Exchange proceeds go to real estate investments.
It defers the capital gains tax rather than eliminating it. You can keep deferring by rolling into the next property with another exchange. Your CPA confirms how it applies to you.
An IRA held by an independent custodian that lets you choose investments beyond stocks, bonds and funds, such as private real estate. It follows the same IRS rules as any IRA, including rules against using the account for your own personal benefit.
A 401(k) from a former employer can typically be rolled into an IRA, including a self-directed IRA. A current employer’s plan depends on that plan’s rules.
No, when it moves directly from one custodian or plan to another. Converting to a Roth is different: the converted amount is taxed in the year you convert.
It is not open yet. Ask on our call to be added to the interest list. It will be offered only through its own documents.
Retirement accounts are held by independent, licensed custodians, and 1031 proceeds by a qualified intermediary. Peloran & Co. does not hold client funds.
No. This page is educational. Any specific investment is offered only through its own documents, which you review with your advisors.
Investing is one part of the picture. We also help you cut taxes and keep more of every payroll.
Cash, retirement money or a property sale. Whatever form your money is in, there is a tax-advantaged way to invest it.
Are you a CPA? Ask us how we work alongside firms to bring these options to your clients.
